top of page

Personal Finance Mentorship

Under the leadership of SEBI Registered Research Analyst Abinas M, featuring Data Strategist and Algo Trader Ajas M

Empowering You to Achieve Financial Freedom

This course is designed to guide individuals from foundational financial principles to advanced investment strategies. Participants will gain practical knowledge to make informed decisions, plan for the future, and build lasting wealth.


WHAT YOU WILL LEARN

  • Module 1: Foundations of Personal Finance

    1. Debunking Financial Myths: Understanding common misconceptions.

    2. The Power of Starting Early: Benefits of early investment.

    3. Calculating Your FIRE Number: Planning for financial independence and

      early retirement.

    4. Net Worth Assessment: Evaluating personal financial health.

    5. Budgeting for Success: Establishing effective spending plans.

    6. Understanding Inflation: Estimating future costs and purchasing power.

  • Module 2: Smart Spending and Asset Acquisition

    1. Rules for Buying a Car: Making informed vehicle purchases.

    2. Rules for Buying a Home: Evaluating home ownership decisions.

    3. Renting vs. Buying: Analyzing cost-benefit scenarios.

  • Module 3: Financial Planning and Goal Setting

    1. Emergency Fund Planning: Preparing for unforeseen expenses.

    2. Financial Goal Setting: Short-term and long-term objectives.

    3. Asset Allocation Strategies: Aligning investments with goals.

    4. Coast FIRE Strategy: Achieving financial independence earlier.

  • Module 4: Investment Vehicles and Strategies

    1. Overview of Asset Classes: Exploring various investment options.

    2. Debt vs. Equity Investing: Comparing risk and returns.

    3. Fixed Deposits vs. Debt Funds: Understanding fixed-income instruments.

    4. Investing in Gold: Methods and considerations.

    5. Government Securities: Accessing sovereign debt instruments.

    6. Real Estate Investments: Evaluating property as an asset class.

    7. Modern Portfolio Theory: Diversifying for optimal returns.

  • Module 5: Mutual Funds and Market Instruments

    1. Types of Mutual Funds: Equity, debt, index, and hybrid funds.

    2. Selecting Mutual Funds: Criteria for choosing the right fund.

    3. Midcap and Smallcap Funds: Opportunities and risks.

    4. Index Funds: Passive investing strategies.

    5. Active Mutual Funds : To Find the best Funds.

  • Module 6: Insurance and Risk Management

    1. Health Insurance Planning: Features , porting , Tax , Coverage

    2. Life Insurance Essentials: Pitfalls, Exiting Unsuitable Polices , Appropriate Riders, Who and When To take Term Insurance

    3. Car Insurance Insights: Types , Addons , Cost saving Techniques, Common mistakes to avoid)

  • Module 7: Credit and Borrowing

    1. Personal and Home Loans: Navigating borrowing options.

    2. Credit Cards: Basics, benefits, and pitfalls.

    3. CIBIL Score: Importance and improvement strategies.

  • Module 8: Tax Planning

    1. Exemptions vs Deductions

    2. Types of Direct and Indirect Taxes

    3. Zero Tax Scenarios for Salaried and Professionals

    4. How to reduce Indirect taxes for Professionals

  • Module 9: Protecting Against Financial Scams

    1. Identifying Scams: Recognizing fraudulent schemes.

    2. Safeguarding Finances: Best practices for protection.


COURSE FEE

bottom of page